We take 2259 P2P Lending platforms as the sample, and integrate 14 variables\nfrom five dimensions to analyze the risk factors of P2P Lending problematic\nplatforms by binary logistic model. The empirical results show that the 11 variables\nwhich are the type of company, platform background, operation time,\nthe type of project, interest rate, fund custody, term of loan, day-bid, transfer\nof creditor�s rights, automatic bidding and information disclosure, have significant\ninfluences on the operating status of the platform, while the other variables\nsuch as registered capital, the number of employees and security mechanism\nhave no obvious impact on the operating status of the platform. The\nresults provide a reference for investors and regulators.
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