Current Issue : October - December Volume : 2013 Issue Number : 4 Articles : 7 Articles
Ebankingisdefinedastheautomateddelivery\r\nof new and traditional banking products and services\r\ndirectly to customers through electronic, interactive\r\ncommunication channels. ââ?¬Å?Pure onlineââ?¬Â banks are\r\ncharacterized by the absence of physical windows and\r\nfrontoffice personnel. Traditional banks are still\r\nintegrating traditional distribution channels with online\r\nones;thescenarioisthereforestillevolvingovertime.\r\nDespitetheintrinsicpotentialities,Italyisfarfrombeing\r\naleaderintheusageofinnovativeonlineinstrumentsin\r\nthe banking system and will struggle with new\r\ninnovationwaves.\r\nIn this paper, we measure the potential effective e\r\nbanking usage. Furthermore, we investigate the\r\nbehaviour of users and adopters, identifying the major\r\ncausesinfluencingsatisfactionandusageandtheimpact\r\nof these different causes on the intensity of utilization.\r\nThe analysis is based on a panel of 495 real users, thus\r\nallowing the profiling of the Italian adopter to discover\r\nthecausesofusageandoutlinestrategiesforthegrowth\r\nofebankingservicesinItaly....
Our study aim was evaluation impact electronic banking on investment in Mellat bank.Electronic banking (e-banking) is the newest delivery channel of banking services. function of banks in electronic commerce system is related to their role as deal party. In this context, Banks like other companies in e-commerce system, exchange their products and services with companies and other financial and monetary institutions. Banks in this role will invest through Internet in exchange and financial markets, etc. We used regression method for evaluation impact E-banking on the investment. Our statistics society was banks accepted in Tehran Stock Exchange and Mellat bank was our sample since(1384-1387). We conclude that electronic banking impact on the investment in Mellat bank and amount Paid to Mellat Electronic Current Account (JAAM) and amount withdraw from Mellat Electronic Current Account (JAAM) impact on investment in Mellat bank....
The article presents motivation techniques that can help managers achieve the performance\r\nthey desire in context of global economic crisis. So, is analyzed some newer, yet largely\r\nuntested, motivation forms that managers are experimenting with.\r\nThe analysis was performed through a study that aims to highlight the attempts made in the\r\nadoption of newer forms of motivation in the clothing industry in Romania and future\r\ndirections in this field....
The major purpose of this article is to analyze the role of the \"Agency Theory\" in implementing effective\r\ncontrol mechanisms. In effect, various control paradigms under the following situations are elaborated:\r\na) When the agent''s control system is merely based on the output under the condition of uncertainty; b)\r\nWhen the control mechanism is based on the output, and information about agent''s action or effort; c)\r\nWhen the agent''s monitoring control is based on the output, agent''s action and additional variables. It\r\nis concluded that agency theory posits different organizational, behavioral, economical and controlling\r\nroles, and it is a potent framework which can be extricated in promulgation of the management control\r\nsystems. Furthermore, the implementation of a control mechanism depends on the amount and\r\ncontents of the public and/ or private information that exist in the domain of the managerial accounting\r\nsystem. The disseminated information and the concurrent variables surrounding the agency relations\r\nare also vital elements in creating any control system. Finally, the optimal control mechanism under\r\neach preceding conditions are revealed....
The paper aims at identifying the strategic commitment in the relationship between strategic role\r\nand the effectiveness of strategy implementation from middle manager�s view of Islamic Banking in\r\nIndonesia. Although numerous deliberations highlight the strategic commitment of middle managers\r\nin the strategy implementation, it seems that this issue has escaped academic attention. This study\r\nprovides a critical review on the elements of strategic roles among the middle managers that become\r\nthe primary determinants of strategic commitment which eventually may lead to the effectiveness of\r\nstrategic implementation. Therefore, this study proposes a model on the linkages between strategic\r\ncommitment, the strategic roles and the effectiveness of strategic implementation from middle\r\nmanager�s view in Indonesia�s Islamic Banking....
The objective of the paper is to examine the sustainability of current account in Malawi. The study\r\nemploys econometric analysis and solvency approaches to complement each other. Results from both\r\napproaches confirm that Malawi�s current account deficits were excessive and unsustainable during the\r\nperiod of 1980 to 2010. Results from the econometric analysis reveal that for Malawi�s current account\r\nto move towards a sustainable path, particular attention should be paid to the following factors:\r\nexternal debt, terms of trade, openness, real exchange rate, net foreign assets and growth.\r\nFurthermore, the current account deficit was excessively above the norm, deviating by an average of\r\n5.0% during the study period. The solvency approach to current account sustainability further confirms\r\nthat the country was running an unsustainable current account deficit. Interestingly, even after the\r\nhighly indebted poor countries (HIPC) relief, the current account was still unsustainable. In this regard,\r\npolicies should ensure that the real exchange rate is not overvalued, growth is enhanced particularly in\r\nthe export sector and also ensure that external debt is sustainable. These will ensure sustainable\r\ncurrent account....
The Portfolio Investment Framework, the Principal Agent Framework and the Principal Two Agents\r\nFramework of tax evasion, individually or collectively, are inadequate to represent fairly the dynamics\r\nof corporate income tax evasion. These behavior based frameworks are for the prediction of tax\r\nevasion and their usefulness for identifying tax evasion is limited. To bridge the gap between the\r\nprediction and the identification aspects of corporate income tax evasion, this paper presents the\r\nContextual Framework of Corporate Income Tax Evasion, structured with twelve ideas and thirty five\r\ndynamics to guide and direct future research. With a simple game theory model, the paper promotes\r\nthe tax audit cut-off policy that incorporates a reward program for the agent of government, ensures\r\naudit frequency and tests independence of the agent from governance....
Loading....